Imperial, California - The bad guys think the elderly have significant access to money.  They may have gotten that wrong but, nevertheless, the scammers view seniors as easy targets, according to the Association of Mature American Citizens.

It's gotten so bad, says AMAC, that the National Council on Aging has posted a warning on its Web site listing the "Top 10 Scams Targeting Seniors."  They include Medicare fraud where they pose as representatives of the agency to steal personal information.  Another favorite is foisting counterfeit drugs on them via phony Internet pharmacies.

But, says the NCOA, "perhaps the most common scheme is when scammers use fake telemarketing calls to prey on older people, who as a group make twice as many purchases over the phone than the national average."